Credit Card

A credit card is a payment card issued to users (cardholders) as a method of payment. It allows the cardholder to pay for goods and services based on the holder's promise to pay for them. The issuer of the card (usually a bank) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance.

The advantage of credit card is you don’t need to have carry cash. If you want to buy something you don’t need cash money. You can use your credit card, and it will be added to your bill. But remember to control your spending. If you to often use the credit card, it will be trouble to you.

Next you can get some features like discount, chances to get gift, special promo, etc. Then easy to pay, because the payment paid in installments every month. But if you use credit card, items purchased will more expensive because the interest. It can be 2% until 3% form the price.

For the use of credit card, you must careful to use it. Make the limit of uses and control your spending. Because it will be problem for you to pay the installments.

So that’s for this post. Hope this useful for you ^_^ .